Hi Don,
We just spoke on the phone. To summarize, you were entering your credentials correctly and your user did have proper access to the API. I had you reset your password and this resolved the issue.
--Audisho
Audisho Sada
Product Manager
Method:CRM
a.sada@method.me
Toll Free: 1.888.925.6238
Local & Overseas: 416.847.0400
Fax: 416.640.6027